Accept payments in-person, over the phone, or online, and effortlessly manage invoices and recurring billing.
Best for Cheap
Payment Processing, 2023
Best for High-Volume
Sellers, 2025
Best for Overall
Payment Processor, 2024
Best for Small
Business, 2023
Best and Cheapest for
Growing Businesses, 2024
Best for Custom
Rates, 2025
Our pricing is 100% transparent and flat out saves you money. We keep your rates low and give you innovative ways to save money, all with no monthly fees or contracts in sight.
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Average costs to expect
Based on the weighted average cost of popular cards and a transaction size of: $300
Average costs to expect
Based on the weighted average cost of popular cards and a transaction size of: $300
Compare your rates against Legacy Payments today.
PCI Fees
Cancellation fees
Montky Fees
Setup Fees
Deposit fees
User Fees
We understand that like each patient, each healthcare practice is unique. At Legacy Payments, we have a variety of payment tools and solutions to offer personalized support for your specific needs.
Peace of mind shouldn’t cost extra. Accept online and in-person payments securely as we ensure the security of your transactions.Keep your card information safe with advanced tools such as data encryption, tokenization, and more.
Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We’ve built our reputation on being the opposite. We care about building long-term relationships with our merchants – which means offering you the payment service you’ve been looking for.
Have more questions? Email or give us a call. Our in-house team of Legacy Payments Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.
No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.
If your business is looking for a better way to accept credit and debit cards online or in-person, then Legacy Payments is the payments company for you. Legacy Payments offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.
No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Legacy Payments account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.
When you order a Legacy Payments card reader or a Legacy Payments Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 – 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.
Legacy Payments uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you’ve earned and what’s available.
For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!
No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account
Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.
Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.
Yes! Leagcy Payments operates a rigorous HIPAA compliance program designed to protect your PHI, including conducting an annual review of internal controls.
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